Build Business Credit

& Access Capital

We take the guesswork out of obtaining Business Loans, Lines of Credit and Building Business Credit.

We take the guesswork out of obtaining Business Loans,

Lines of Credit and Building Business Credit.

Proven & tested method

to access capital for you business!

We’ve helped thousands of businesses use a streamlined approach to capital & financing. We help you understand & improve over 100 Bank Credibility Factors, establish and use your business credit, and match you with brokers and lenders to get loans and credit lines.

Proven & tested method

to access capital for you business!

We’ve helped thousands of businesses use a streamlined approach to capital & financing. We help you understand & improve over 100 Bank Credibility Factors, establish and use your business credit, and match you with brokers and lenders to get loans and credit lines.

Fast results along with long-term financial solutions for your business

In a fast-paced environment, business owners need results and FAST... You can count on us to help you get the capital you need for the short term, long term, AND provide a long term financial solution to your growth.

Fast results along with long-term financial solutions for your business

In a fast-paced environment, business owners need results and FAST... You can count on us to help you get the capital you need for the short term, long term, AND provide a long term financial solution to your growth.

How long does it take to build business credit?


Establishing business credit is a process. But it doesn’t have to take forever. You’ll often see that it takes three years for a business to build credit.

While it can be helpful to be in business for that long, you can build a good small business credit profile and business credit score long before that with the MyCompanyCredit Platform.

How long does it take to build business credit?

Establishing business credit is a process. But it doesn’t have to take forever. You’ll often see that it takes three years for a business to build credit.

While it can be helpful to be in business for that long, you can build a good small business credit profile and business credit score long before that with the MyCompanyCredit Platform.

Business Capital

Using proprietary technology, we quickly review your business information and match you with the right lending option. We are connected to a vast network of lending professionals we handpicked to help fund your capital needs. With loan standards frequently changing, we stay on top of it all for you to deliver the right lenders at the right time.

There are different types available in the market. Here are a few you may encounter while considering options.

PAYDEX Pros
Revenue-Based Funding

Revenue-based financing is most often used by small to mid-sized businesses who otherwise cannot obtain more traditional forms of capital. Because the sources of revenue-based financing become something of a business partner, the transaction costs can be considerably more than a conventional loan.

PAYDEX Pros
Term Loans

A long-term loan is smart to consider when making a large investment or looking to expand, typically 5 to 10-year terms with potential up to 20+. These loans can have a fixed or floating interest rate. Longer term loans may also require collateral, such as real estate to be pledged when securing the loan.

PAYDEX Pros
Line of Credit

A revolving loan that provides a fixed amount of capital and that can be accessed when needed. Unlike a traditional term loan, all or part of a line of credit can be accessed as demand up to a fixed limit. The customer pays interest only on the outstanding principal amount in use.

PAYDEX Pros
Asset-Based Funding

Asset-based lending - also known as asset-based finance - refers to an agreement under which a company borrows money against collateral. This collateral can include physical assets such as stock, equipment, machinery or property, or non-physical asset such as intellectual property or accounts receivable (unpaid invoices).

Business Capital

Using proprietary technology, we quickly review your business information and match you with the right lending option. We are connected to a vast network of lending professionals we handpicked to help fund your capital needs. With loan standards frequently changing, we stay on top of it all for you to deliver the right lenders at the right time.

There are different types available in the market. Here are a few you may encounter while considering options.

PAYDEX Pros
Revenue-based funding

Revenue-based financing is most often used by small to mid-sized businesses who otherwise cannot obtain more traditional forms of capital. Because the sources of revenue-based financing become something of a business partner, the transaction costs can be considerably more than a conventional loan.

PAYDEX Pros
Term Loans

A long-term loan is smart to consider when making a large investment or looking to expand, typically 5 to 10-year terms with potential up to 20+. These loans can have a fixed or floating interest rate. Longer term loans may also require collateral, such as real estate to be pledged when securing the loan.

PAYDEX Pros
Line of credit

A revolving loan that provides a fixed amount of capital and that can be accessed when needed. Unlike a traditional term loan, all or part of a line of credit can be accessed as demand up to a fixed limit. The customer pays interest only on the outstanding principal amount in use.

PAYDEX Pros
Asset-Based Funding

Asset-based lending - also known as asset-based finance - refers to an agreement under which a company borrows money against collateral. This collateral can include physical assets such as stock, equipment, machinery or property, or non-physical asset such as intellectual property or accounts receivable (unpaid invoices).

MyCompanyCredit PLATFORM

The MyCompanyCredit Platform can help you with build business credit by doing the heavy lifting for you.

We have a team dedicated to finding and maintaining hundreds of business credit accounts.

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Dedicated Client Success Team

Every client is different, and you need more than a one-size fits all program. Your dedicated Credit Advisor will walk you through every step towards accessing the credit your business deserves.

MyCompanyCredit PLATFORM

The MyCompanyCredit Platform can help you with build business credit by doing the heavy lifting for you.

We have a team dedicated to finding and maintaining hundreds of business credit accounts.

Image

Dedicated Client Success Team

Every client is different, and you need more than a one-size fits all program. Your dedicated Credit Advisor will walk you through every step towards accessing the credit your business deserves.

Features

Technology and Communication come together

Stay connected on the MyCompanyCredit Platform.

Features

Technology and Communication come together - Stay connected on the MyCompanyCredit Platform.

PAYDEX Pros
Vendor Match

Connect with vendors ready to extend your business credit - NOW!

PAYDEX Pros
Email

Your dedicated Credit Advisor is available daily to answer all your questions.

PAYDEX Pros
Text Messages

Email too slow for your needs? We got you covered! Simply send a text and we're there!

PAYDEX Pros
Streamlined Qualifications

Meet eligibility requirements lightning fast and access credit resources you never knew existed.

PAYDEX Pros
Scheduling Appointments

Schedule a session with your Credit Advisor and connect via screen share.

PAYDEX Pros
Notices

Stay connected and up to date with our Notice Board. From vendors to the latest news.

PAYDEX Pros
Vendor Match

Connect with vendors ready to extend your business credit - NOW!

PAYDEX Pros
Email

Your dedicated Credit Advisor is available daily to answer all your questions.

PAYDEX Pros
Text Messages

Email too slow for your needs? We got you covered! Simply send a text and we're there!

PAYDEX Pros
Streamlined Qualifications

Meet eligibility requirements lightning fast and access credit resources you never knew existed.

PAYDEX Pros
Scheduling Appointments

Schedule a session with your Credit Advisor and connect via screen share.

PAYDEX Pros
Notices

Stay connected and up to date with our Notice Board. From vendors to the latest news.

Have A Question?

To the right you'll find answers to the most frequently asked questions we get. Feel free to reach out to us if you have more questions and we'll be happy to answer them.

How do I get Business Credit that's not linked to my SSN?

Just like how consumer credit is linked to your SSN, your business credit is linked to your EIN. This means when applying for business credit, it's usually not required to include your SSN.

Once you properly establish your business entity and Credibility Foundation, you start off building your business credit profile with smaller vendor accounts. As your business pays those retailers you will then qualify for revolving store credit cards, and then cash credit you can use anywhere, just like a normal personal credit card.

Keep in mind that because of federal regulation you will still need to supply a SSN for identity verification purposes. Also providing a personal guarantee can open up even more financing options. 

How long will it take me to build Business Credit?

You can qualify for real usable vendor credit immediately. You’ll then start to qualify for store credit within 60-90 days that doesn’t require a personal credit check or personal guarantee.

Within 6 months you should have access to $50,000 in real usable credit, including Visa and MasterCard accounts.

You can then continue to build $100,000-$250,000 or higher in business credit within a year to two.

Is this complicated? Can I really do this?

Every step of the process includes simple education videos and direct resource links so that your business credit building journey is a 'no-brainer'. In the rare occasions that you need help, you have our business credit advisers and finance officers to help!

So as long as you're committed to follow our instructions and are serious about the success of your business, then yes, you really can do this -- even if you're technically challenged.

With that being said, it's important to understand that we do NOT build your business credit FOR you. We help you through simple step-by-step instructions and education. Essentially, follow our instructions and get results.

Can I build my Business Credit on my own?

It's true that between all of our free guides, articles, videos and seminars, you have enough knowledge to go get business credit all on your own. It's also true that we don't hold anything back in our sharing of knowledge because at the core of our company, we want to help as many business owners (and those aspiring-to-be) as possible to have an equal opportunity to succeed and thrive.

With that being said, there still are services you will have to pay for such as 411 listings, business credit monitoring, and a business credit builder so that you're reporting to the right agencies (costing over $3000), not to mention, you'll still have to go out and find vendors and lenders. There are also lots of limitations going this way.

The difference with us is that we have already established countless partnerships and affiliations, which allows us to fully leverage the power of our entire company and client-base for each individual client. Essentially, you get to leverage our company for your benefit. And due to our established credibility in the business credit and financing industry, it's easy for us to expand and constantly add even more funding sources and options, which YOU benefit from. That’s how we have the largest supply of vendors and credit issuers than anywhere else.

In short, if you were to try and get business credit and financing on your own or somewhere else, you'll pay MUCH more than what we ask, and it would take a lot longer. We have this entire process dialed in so that you can get the most amount of funds, in the shortest amount of time, and at the lowest rates possible.

Hear From Our Clients

Working with PAYDEX Pros has been a great learning experience. Very knowledgeable on how business credit works and I should've done this long ago.

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Richard Donaldson

Client

I think every business should start here, I'm amazed how much I didn't know about building credit for my business. I thought I had to PG everything!

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Samantha Grimm

Client

I've been building businesses since I was in my early 20s and this is lost knowledge to many entrepreneurs.

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Jason Harrison

Client

We support and empower small businesses with building business credit & flexible financing solutions with world-class service.

By unlocking capital for these under served micro-entrepreneurs, we enable economic growth within overlooked American communities.

Contact us

Mon-Fri: 9AM-6PM

info@paydexpros.com

(954) 466-9007

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